The following definitions apply to these Terms:
The Service is licensed for use only under these Terms. TrakZo reserves all rights not expressly granted to you, including title and exclusive ownership of the Service, any and all software or updates thereto and source code for the Service. Upon registering for the Service, TrakZo gives you the right to install the Service for use by the total number of Users you identify and authorize. The Service may not be used or accessed by (a) individuals who are not named individuals; or (b) any other software or hardware device that does not require a named individual to use or access it. A named individual means an individual identified by you by name who is authorized to use the Service, regardless of how such access occurs or if such individual uses any hardware or software that reduces the apparent number of users who are using the Service, such as by using a terminal service. The Service may not be used or accessed by any other software or hardware device that does not require an individual to use or access it. TrakZo reserves the right at any time to require you to provide a list of the named individual(s). You may not rent, lease, lend, sell, redistribute or sublease the Service. These Terms will govern any upgrades provided by TrakZo that replace and/or supplement the original Service. You agree to use your best efforts to protect the Service and upgrades from unauthorized use, reproduction, distribution, publication or alteration.
Installation of the Service and any required modification of the Service to accommodate your computer system must be performed by you. All updates, upgrades, enhancements and modifications to the Service MUST be performed by TrakZo. Such updates include any changes or improvements to the Service, whether arising out of the Service’s particular configuration for your use or otherwise. At all times while these Terms are in effect, you shall provide TrakZo with access to your computer system so that TrakZo may install all updates. Failure to allow TrakZo to install updates or to compensate TrakZo for the installation of updates automatically terminates all warranties for any purpose related to the Service as well as your license to use the Service.
Provided prior notice of pricing is given to you, TrakZo reserves the right to charge you for use of the Service on a periodic (e.g., monthly or yearly) basis or otherwise. These Terms shall begin upon your registration for the Services and shall continue until your use of the Service is terminated by you or by TrakZo. You are responsible for all fees due to TrakZo and any compensation due to any Marketplace Member prior to the termination date. All subscription fees are net of any potential withholding/deductions. If your jurisdiction requires any withholding these amounts are in addition to the subscription fees paid directly to TrakZo.
Upon the termination of these Terms, the Service and all updates may cease to properly function and all warranties, express or implied, regarding the Service shall terminate. Your rights under these terms will automatically terminate without notice from the TrakZo if you fail to comply with any provision of these Terms. Further, TrakZo may terminate the Service for any action taken by you that TrakZo believes in its sole discretion is an inappropriate use of the Service even if not specifically detailed by these Terms, including, any use of the Service that is prohibited by federal, state, or local law. Any warranty regarding the Service will automatically terminate without notice if you fail to comply with any provision these Terms. The parties expressly acknowledge and agree that all provisions of these Terms that concern Copyright or other protectable interests of TrakZo shall remain in full force and effect notwithstanding termination of any warranty or use of the Service.
The Service and Platform are proprietary to, and valuable trade secrets of TrakZo. You acknowledge the Service contains proprietary content, information and material that is protected by applicable intellectual property and other laws, including, but not limited to, copyright, trademark, and service marks, and that you will only use such proprietary content, information, or materials for permitted uses under these Terms. The Service is entrusted to you only for the purposes set forth in these Terms. You will not reverse engineer, duplicate, translate, modify, copy, printout, disassemble, decompile or otherwise tamper with the Service or any software provided therewith. The parties acknowledge that any violation of this provision will cause irreparable harm to TrakZo. As a consequence, the parties agree that if you fail to abide by these Terms, TrakZo will be entitled to specific performance, including immediate issuance of a temporary restraining order or preliminary injunction enforcing these Terms, and to judgment for damages caused by such breach, and to any other remedies provided by law.
The Service may enable access to parties’ websites, as well as the websites of third parties (collectively, the "Websites"). The Websites may display, include, or make available content, data, information, applications or materials from third parties, including your data, or provide links to additional third-party websites ("Data and Materials"). By using the Service, you acknowledge and agree that TrakZo is not responsible for examining or evaluating the content, accuracy, completeness, timeliness, validity, copyright or trademark compliance, legality, decency, quality or any other aspect of the Websites. TrakZo does not warrant or endorse and does not assume and will not have any liability or responsibility to you or any other person for any data and materials on the Websites. To the extent you choose to access such Websites, you do so at your own initiative and are responsible for compliance with any applicable laws, including, but not limited to, applicable local laws. TrakZo reserves the right to change, suspend, remove, or disable access to the Website at any time without notice. In no event will TrakZo be liable for the removal of or disabling of access to any such Websites. TrakZo may also impose limits on the use of or access to certain Websites, in any case and without notice or liability. You agree to use the Websites at your sole risk and that TrakZo shall not have any liability to you for content that may be found to be offensive, indecent, or objectionable.
You agree that all information, data, text, sound, photographs, graphics, video, software, or other materials submitted, posted or displayed by you on or through the Service ("User Content") is your sole responsibility. TrakZo claims no ownership or control over any User Content. By submitting, posting or displaying User Content on or through the Service, you grant TrakZo a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, and adapt, such User Content to provide the Service to you. By submitting, posting or displaying User Content which is intended to be shared or made available to the general public, you grant TrakZo a worldwide, non-exclusive, royalty-free license to reproduce, adapt, distribute and publish such User Content through the Service and for the purpose of promoting TrakZo and its services. As a condition of using the Service, you agree not to use the Service to infringe the intellectual property rights of others in any way. You represent that you have the right to grant, or that the holder of any rights, including moral rights in such content has completely and effectively waived all such rights and validly and irrevocably granted to you the right to grant, the license stated above. If you post User Content in any public area of the Service, You also permit any User to access, display, view, store and reproduce such User Content for personal use. Subject to the foregoing, the owner of such User Content placed in the Service retains any and all rights that may exist in such User Content. TrakZo may review and refuse to accept or remove any User Content in its sole discretion. TrakZo reserves the right to expel Users and prevent their further access to the Services for violating these terms or applicable laws, rules or regulations. TrakZo may take any action with respect to User Content that it deems necessary or appropriate in its sole discretion if it believes that such User Content could create liability for TrakZo, damage TrakZo’s public image or business. It is TrakZo policy to terminate the accounts of any Users who are repeat infringers of the copyrights, or other intellectual property rights, of others.Any profile you submit must accurately describe you, as an individual person, or an agency or organization that you are authorized to create a profile for. Profiles derived from User Content may be made available through the Service. TrakZo does not make any representations regarding the accuracy or validity of such derived profiles, which may differ significantly from User Content.
The trademarks, trade names, trade dress, logos, and service marks (collectively, the "Trademarks") displayed on www.trakzo.ai are the registered and/or unregistered Trademarks of TrakZo, Inc, or such other third party that may own the displayed Trademarks. Nothing contained on this Web site or in these terms of service grants to you, by implication or otherwise, any license or right to use any Trademarks displayed on this Web site without the written permission of TrakZo, Inc, or such other third party that may own the displayed Trademarks.
Site contents and copyright
The text, Trademarks, logos, images, graphics, photos, video files, application functionality, or any other digital media, and their arrangement on this Website ("Website Content") are all subject to patent, copyright, trademark and other intellectual property protection. Website Content may not be copied for commercial use or redistribution, nor may Website Content be modified, processed, or reposted to other websites. Access to and uses of this Website are solely for your purchase our services or for personal use, information, education and communication with TrakZo, Inc, or www.trakzo.ai. You may download, copy or print the Website Content of this Website for your personal non-commercial use only. No right, title or interest in any of the Website Content of this Website is transferred to you as a result of any downloading, copying, printing or use of this Website. All rights not expressly granted to you by these Terms are reserved by TrakZo, Inc.
Identification of agent to receive notification of claimed copyright or trademark infringement
If you believe that your copyrighted work or trademark has been uploaded, posted or copied to the Service and is accessible in a way that constitutes copyright or trademark infringement, please contact TrakZo by email at email@example.com or by regular mail at:
+91 22 4979 3551,
You expressly acknowledge and agree that use of the service is at your sole risk. TrakZo cannot and does not warrant the service will meet your requirements that the operation of the service will be uninterrupted or error-free, or that defects in the service will be corrected. As such, you shall not rely exclusively on the service for any reason. The service and anything related thereto are provided "as is" and "as available", with all faults and without warranty of any kind, and TrakZo hereby disclaims all warranties and conditions with respect to the service and anything related thereto, either express, implied or statutory, including, but not limited to, the implied warranties and/or conditions of merchantability, of satisfactory quality, of fitness for a particular purpose, of accuracy, of quiet enjoyment, and non-infringement of third party rights. No oral or written information or advice given by TrakZo or its authorized representative shall create a warranty.
You agree that the TrakZo Services and Platform are used to process information and Personal Data that you provide on an individual basis or by way of a transfer by a business entity under these Terms, and for purposes of these Terms you are designated the data Controller and TrakZo is designated as Processor as those terms in defined in the General Data Protection Regulation (EU) 2016/679 of the European Parliament and of the Council ("GDPR"). You further agree and acknowledge your obligations as the data Controller under the Personal Data Processing Addendum set forth below. To the fullest extent permitted by law for all Personal Data that you collect, process via the Services or maintain on the Platform, you shall indemnify and hold TrakZo, its affiliates, and their respective officers, directors, trustees, shareholders, employees, and agents (each an "Indemnified Party"), harmless from and against any and all damages and liabilities or third party claims against any Indemnified Party, for loss, cost, damage, or expense of every kind and nature (including, without limitation, penalties imposed by law, regulations, rules by any regulatory authority, court costs, expenses, and reasonable attorneys’ fees) to the extent arising out of, relating to privacy and cybersecurity requirements, including without limitation, failure to comply with Articles 5 to 21, and 32 to 37 of the GDPR, or resulting from, in whole or in part, the breach or non-compliance with this Agreement or the omission, negligence, gross negligence or willful misconduct by you or any of your representatives.
TrakZo Shall not be responsible for any loss or damage to you or any third parties caused by the service or information contained in the service. You waive any and all claims you may have against TrakZo arising out of the performance or nonperformance of the service. You specifically waive any and all claims you may have against TrakZo as a result of incorrect information content displayed by the service or changes to content made by you. TrakZo shall not be liable for any direct, indirect, special, incidental, or consequential damage, whether based on contract or tort or any other legal theory, arising out of any use of the service or any performance of these terms, including, without limitation, damages for loss of profits, loss of data, business interruption or any other commercial damages or losses, arising out of or related to your use or inability to use the service, even if TrakZo has been advised of the possibility of such damages. In no event shall TrakZo’s total liability to you for all damages (other than as may be required by applicable law in cases involving personal injury) exceed the amount actually paid by you to TrakZo for the service in the 365 days immediately preceding the date that TrakZo receives notice of a claim in writing from you. The foregoing limitations will apply even if the above stated remedy fails of its essential purpose.
By registering to use the Service or Platform, or by sending us or emails, faxes, push notifications, or text or voice messages, you are communicating with us electronically. And in doing so, you expressly consent to receive communications from us electronically via email, fax, push notification, or voice or text message, whether pre-recorded or auto-dialed ("Digital Means"). We will communicate with you by the aforementioned Digital Means, or by posting notices on the Services or Platform. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. For the Services and Platform that integrate with a mobile functionality, your carrier’s normal messaging; data and other rates and fees will still apply.
For those TrakZo users located outside the United States, you acknowledge and expressly consent to TrakZo’s use of your Personal Data and further acknowledge that TrakZo’s processing of Personal Data is required to perform the Services or use the Platform. Further at times Personal Data will be accessible by individuals who are located worldwide including in countries that the European Commission or other geopolitical authorities have not determined to provide the same level of data protection as in your country, province, territory or geopolitical region, and that such information may be accessed by the courts, law enforcement and national security authorities of such jurisdictions. By providing us with your Personal Data, you are consenting to our use of it in accordance with these Terms, including the transfer of your information across international boundaries to jurisdictions anywhere in the world as permitted by local law.
These Terms do not constitute a grant or an intention or commitment to grant any right, title, or interest in the Service or TrakZo’s trade secrets to you. You may not sell or transfer any portion of the Service to any third party. You shall not identify the Service as coming from any source other than TrakZo. These Terms are exclusive and personal to you. You shall not assign or otherwise transfer any rights or obligations under these Terms.
TrakZo welcomes feedback or inquiries about the Service. If you elect to provide any feedback or comments of any nature to TrakZo, all feedback and comments shall be the sole and exclusive property of TrakZo, and TrakZo shall have the right to use such feedback in any manner and for any purpose in its exclusive discretion without remuneration, compensation, or attribution to you. TrakZo is under no obligation, however, to use such feedback.
You can cancel your TrakZo subscription at any time from Organization and Billing settings within the app. If this is not available on your account proceed by sending the request to our firstname.lastname@example.org email or directly from our in-app Support Chat.
Once you submit a cancellation request you will be able to use TrakZo until the end of your billing cycle. To the extent permitted by the applicable law we do not provide refunds for partial subscription period.
Refund request can only be made and considered if these specific requirements are met:
1. You have yearly TrakZo Subscription plan;
2. You request a cancellation and a refund not later than 7 days after the auto renewal charge.
TrakZo may modify these Terms or any additional terms, and such modification shall be effective and binding on you upon notice by TrakZo via email to the email account provided by you upon registration for the Service. If you do not agree to any modification of these Terms, you should discontinue your use of the Service. Communications made through the TrakZo’s website or any email or contact links provided thereon shall in no way be deemed to constitute legal notice to TrakZo or any of its officers, employees, agents, or representatives, such as where notice to TrakZo is required by contract, or any federal, state, or local laws, rules, or regulations. You may provide notice to TrakZo at:
ZOI Fintech Services Pvt.Ltd.
All Users of TrakZo’s Service must be at least 18 years of age and older than the age of legal majority in your jurisdiction (if it is over 18). By using the Service you promise that you are over 18 years of age and are a competent legal adult in your jurisdiction.
This Personal Data Processing Addendum ("PDPA") addresses Personal Data Processing, privacy and cyber security obligations in addition to those expressed in the Terms as between TrakZo and Customer for subscriptions to the TrakZo Services and Platform. By agreeing to these Terms, Customer acknowledges that it and its Authorized Affiliates qualify as the "Controller" as defined under General Data Protection Regulation (EU) 2016/679 of the European Parliament and of the Council ("GDPR") to the extent that TrakZo processes Personal Data in connection with Customer’s subscription to Platform. All capitalized terms not defined in this PDPA shall have the meaning set forth in the Terms. In the course of providing the Services to Customer pursuant to the Terms, TrakZo may Process Personal Data on behalf of Customer and the Parties agree to comply with the following provisions with respect to any Personal Data.
This PDPA shall not replace any comparable or additional rights relating to Processing of Customer Data contained in the Terms.
2.1 Roles of the parties
The parties acknowledge and agree that with regard to the Processing of Personal Data, Customer is the Controller, TrakZo is the Processor and that TrakZo or members of the TrakZo Group will engage Sub-processors pursuant to the requirements set forth in Section 5 "Sub-processors" below.
2.2 Customer’s processing of personal data
Customer shall, in its use of the Services, Process Personal Data in accordance with the requirements of Data Protection Laws and Regulations. For the avoidance of doubt, Customer’s instructions for the Processing of Personal Data shall comply with Data Protection Laws and Regulations. Customer shall have sole responsibility for the accuracy, quality, and legality of Personal Data and the means by which Customer acquired Personal Data.
2.3 TrakZo’s processing of personal data
TrakZo shall treat Personal Data as Confidential Information and shall only Process Personal Data on behalf of and in accordance with Customer’s documented instructions for the following purposes: (i) Processing in accordance with the Terms and applicable order form(s); (ii) Processing initiated by Users in their use of the Services; and (iii) Processing to comply with other documented reasonable instructions provided by Customer (e.g., via email) where such instructions are consistent with the terms of the Agreement.
2.4 Details of the processing
The subject-matter of Processing of Personal Data by TrakZo is the performance of the Services pursuant to the Terms. The duration of the Processing, the nature and purpose of the Processing, the types of Personal Data and categories of Data Subjects Processed under this PDPA are further specified above.
3.1 Data subject request
TrakZo shall, to the extent legally permitted, promptly notify Customer if TrakZo receives a request from a Data Subject to exercise the Data Subject's right of access, right to rectification, restriction of Processing, erasure ("right to be forgotten"), data portability, object to the Processing, or its right not to be subject to an automated individual decision making ("Data Subject Request"). Taking into account the nature of the Processing, TrakZo shall assist Customer by appropriate technical and organizational measures, insofar as this is possible, for the fulfilment of Customer’s obligation to respond to a Data Subject Request under Data Protection Laws and Regulations. In addition, to the extent Customer, in its use of the Services, does not have the ability to address a Data Subject Request, TrakZo shall upon Customer’s request provide commercially reasonable efforts to assist Customer in responding to such Data Subject Request, to the extent TrakZo is legally permitted to do so and the response to such Data Subject Request is required under Data Protection Laws and Regulations. To the extent legally permitted, Customer shall be responsible for any costs arising from TrakZo’s provision of such assistance.
TrakZo shall ensure that its personnel engaged in the Processing of Personal Data are informed of the confidential nature of the Personal Data, have received appropriate training on their responsibilities and have executed written confidentiality agreements. TrakZo shall ensure that such confidentiality obligations survive the termination of the personnel engagement.
TrakZo shall take commercially reasonable steps to ensure the reliability of any TrakZo personnel engaged in the Processing of Personal Data.
4.3 Limitation of access
TrakZo shall ensure that TrakZo’s access to Personal Data is limited to those personnel performing Services in accordance with the Agreement.
5.1 Appointment of sub-processors
Customer acknowledges and agrees that (a) TrakZo’s Affiliates may be retained as Sub-processors; and (b) TrakZo and TrakZo’s Affiliates respectively may engage third-party Sub-processors in connection with the provision of the Services. TrakZo or a TrakZo Affiliate has entered into a written agreement with each Sub-processor containing data protection obligations not less protective than those in these Terms with respect to the protection of Customer Data to the extent applicable to the nature of the Services provided by such Sub-processor.
5.2 List of current sub-processors and notification of new sub-processors
TrakZo shall make available to Customer the current list of Sub-processors for the Services. Such Sub-processor lists shall include the identities of those Sub-processors and their country of location. TrakZo shall provide notification of a new Sub-processor(s) before authorizing any new Sub-processor(s) to Process Personal Data in connection with the provision of the applicable Services.
5.3 Objection right for new sub-processors
Customer may object to TrakZo’s use of a new Sub-processor by notifying TrakZo promptly in writing within ten (10) business days after receipt of TrakZo’s notice in accordance with the mechanism set out in Section 5.2. In the event Customer objects to a new Sub-processor, as permitted in the preceding sentence, TrakZo will use reasonable efforts to make available to Customer a change in the Services or recommend a commercially reasonable change to Customer’s configuration or use of the Services to avoid Processing of Personal Data by the objected-to new Sub-processor without unreasonably burdening the Customer. If TrakZo is unable to make available such change within a reasonable period of time, which shall not exceed thirty (30) days, Customer may terminate the applicable Services with respect only to those Services which cannot be provided by TrakZo without the use of the objected-to new Sub-processor by providing written notice to TrakZo. TrakZo will refund Customer any prepaid fees covering the remainder of the term of such Services following the effective date of termination with respect to such terminated Services, without imposing a penalty for such termination on Customer.
TrakZo shall be liable for the acts and omissions of its Sub-processors to the same extent TrakZo would be liable if performing the services of each Sub-processor directly under the terms of this PDPA, except as otherwise set forth in the Terms.
6.1 Controls for the protection of customer data
TrakZo shall maintain appropriate technical and organizational measures for protection of the security (including protection against unauthorized or unlawful Processing and against accidental or unlawful destruction, loss or alteration or damage, unauthorized disclosure of, or access to, Customer Data), confidentiality and integrity of Customer Data, as set forth in the Security, Privacy and Architecture Documentation. TrakZo regularly monitors compliance with these measures. TrakZo will not materially decrease the overall security of the Services during a subscription term.
TrakZo maintains security incident management policies and procedures specified in the Security, Privacy and Architecture Documentation and shall, notify Customer without undue delay after becoming aware of the accidental or unlawful destruction, loss, alteration, unauthorized disclosure of, or access to Customer Data, including Personal Data, transmitted, stored or otherwise Processed by TrakZo or its Sub-processors of which TrakZo becomes aware (a "Customer Data Incident"). TrakZo shall make reasonable efforts to identify the cause of such Customer Data Incident and take those steps as TrakZo deems necessary and reasonable in order to remediate the cause of such a Customer Data Incident to the extent the remediation is within TrakZo’s reasonable control. The obligations herein shall not apply to incidents that are caused by Customer or Customer’s Users.
TrakZo shall return Customer Data to Customer and, to the extent allowed by applicable law, delete Customer Data in accordance with the procedures and timeframes specified in the Security and Privacy Documentation.
9.1 Contractual relationship
The parties acknowledge and agree that, by executing the Terms, the Customer enters into the PDPA on behalf of itself and, as applicable, in the name and on behalf of its Authorized Affiliates, thereby establishing a separate PDPA between TrakZo and each such Authorized Affiliate subject to the provisions of the Agreement and this Section 9 and Section 10. Each Authorized Affiliate agrees to be bound by the obligations under this PDPA and, to the extent applicable, the Agreement. For the avoidance of doubt, an Authorized Affiliate is not and does not become a party to the Terms, and is only a party to the PDPA. All access to and use of the Services and Content by Authorized Affiliates must comply with the Terms and any violation of the Terms by an Authorized Affiliate shall be deemed a violation by Customer.
The Customer that is the contracting party to Terms shall remain responsible for coordinating all communication with TrakZo under this PDPA and be entitled to make and receive any communication in relation to this PDPA on behalf of its Authorized Affiliates.
9.3 Rights of authorized affiliates
Where an Authorized Affiliate becomes a party to the PDPA with TrakZo, it shall to the extent required under applicable Data Protection Laws and Regulations be entitled to exercise the rights and seek remedies under this PDPA, subject to the following:
9.3.1 Except where applicable Data Protection Laws and Regulations require the Authorized Affiliate to exercise a right or seek any remedy under this PDPA against TrakZo directly by itself, the parties agree that (i) solely the Customer that is the contracting party to the Agreement shall exercise any such right or seek any such remedy on behalf of the Authorized Affiliate, and (ii) the Customer that is the contracting party to the Terms shall exercise any such rights under this PDPA not separately for each Authorized Affiliate individually but in a combined manner for all of its Authorized Affiliates together (as set forth, for example, in Section 9.3.2, below).
9.3.2 The parties agree that the Customer that is the contracting party to the Terms and shall, when carrying out an onsite audit of the procedures relevant to the protection of Personal Data, take all reasonable measures to limit any impact on TrakZo and its Sub-Processors by combining, to the extent reasonably possible, several audit requests carried out on behalf of different Authorized Affiliates in one single audit.
Each party’s and all of its Affiliates’ liability, taken together in the aggregate, arising out of or related to this PDPA, and all PDPAs between Authorized Affiliates and TrakZo, whether in contract, tort or under any other theory of liability, is subject to the ‘Limitation of Liability’ section of Terms, and any reference in such section to the liability of a party means the aggregate liability of that party and all of its Affiliates under the Terms and all PDPAs together. For the avoidance of doubt, TrakZo's and its Affiliates’ total liability for all claims from the Customer and all of its Authorized Affiliates arising out of or related to the Agreement and each PDPA shall apply in the aggregate for all claims under both the Agreement and all PDPAs established under this Agreement, including by Customer and all Authorized Affiliates, and, in particular, shall not be understood to apply individually and severally to Customer and/or to any Authorized Affiliate that is a contractual party to any such PDPA.
With effect from 25 May 2018, TrakZo will Process Personal Data in accordance with the GDPR requirements directly applicable to TrakZo's provision of its Services.
11.2 Data protection impact assessment
With effect from 25 May 2018, upon Customer’s request, TrakZo shall provide Customer with reasonable cooperation and assistance needed to fulfill Customer’s obligation under the GDPR to carry out a data protection impact assessment related to Customer’s use of the Services, to the extent Customer does not otherwise have access to the relevant information, and to the extent such information is available to TrakZo. TrakZo shall provide reasonable assistance to Customer in the cooperation or prior consultation with the Supervisory Authority in the performance of its tasks relating to Section 11.2 of this PDPA, to the extent required under the GDPR.